161 Saratoga Ln

Elizabethtown, KY
$ 315,900 Beds 3 Baths 2.5 Sq 2,155 Virtual Tour
Monthly Estimate* How much can I afford?

Cowley Farms Lot #10. Estimated completion: October/November 2026. Your place awaits at 161 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 3 spacious bedrooms, a loft, 2.5 bathrooms, a fully drywalled 2-car attached garage, and a versatile front flex room that’s perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking tree moss green siding, stone accents, dimensional shingles, and a welcoming covered front stoop. At the heart of the home, the open-concept kitchen features elegant sarsaparilla cabinetry with soft-close doors, stainless steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike. Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. A loft for additional living space, three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level. Luxury vinyl plank flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include smooth ceilings, a garage door opener, sodded front yard, builder’s warranty, and America’s Smart Home® package. Decorated interior photos and virtual tour are representative only; finishes may vary.

Single Family

  • Price
  • $ 315,900
  • City
  • Elizabethtown
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HARDIN
  • Half Bathrooms
  • 1
  • Area
  • NW Hardin
  • Lot Size
  • 0.35 Acres
  • Zip
  • 42701
  • Sqr Footage
  • 2,155
  • Year Built
  • 2026
  • Style
  • 2 Story,Traditional
  • MLS#
  • 2603515
Listed By: DRH Realty of Kentucky LLC
Data Source: Heart of Kentucky MLS (HKMLS)

Features

General

Water Public
Sewer Public,Sewer
Heating Central
Other Rooms Study
REO No
Subdivision Cowley Farms
Water Heater Electric
County Hardin
Class Residential/Farm
Type Single Family
New Construction Y/N Yes
Associated Document Count 2
Status Active
Sale/Rent For Sale
Auction Y/N No
Docs on File Builder Warranty,Floor Plan
Directions From KY-313 N Joe Prather Hwy. Turn Left onto 31W. Turn right onto Hibbs Ln. Turn left on to S Wilson Rd. Turn right onto Cowley Crossing Ln. Turn right onto Saratoga Ln.
City Elizabethtown
Originating MLS HKAR
Year Built 2026

Interior Features

Kitchen Dishwasher,Disposal,Microwave,Pantry,Range Electric,Refrigerator,Solid Surface Counter Top
Basement None
Total Baths 3
Floors Carpet,Vinyl,Other-See Remarks
Interior Features Attic Access Only,Walk-in Closet(s)
Walls Dry Wall
Utility Room Hallway
Full Baths 2
Basement Y/N No
Air Conditioning Central Air
SqFt Source Builder
Partial Baths 1

Exterior Features

Garage Spaces 2
Foundation Slab
Lot Size Area 0.35
Price Per Acre 902571
Exterior Features Covered Front Porch,Patio
Roofing Dimensional,Shingles
Fence None
Garage/Carport Garage Attached,Front Entry
Acreage Source Plat

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/20/2026 Listed $320,920
8/28/2026 1% - $317,900
9/4/2026 1% - $314,900

Property vs Zip Code Average in 42701

Price
AVG $430K
$320K
Year Built
AVG 1997
2026
Visits
AVG 10
9
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

161 Saratoga Ln Elizabethtown, KY is a Single Family Home for sale at $315900 with 2155 sqft and a lot size of 0.35 Acres Acre(s). 161 Saratoga Ln Elizabethtown has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 42701 which is in Elizabethtown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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