209 Saratoga Ln

Elizabethtown, KY
$ 315,900 Beds 4 Baths 2.5 Sq 2,053 Virtual Tour
Monthly Estimate* How much can I afford?

Cowley Farms Lot #13. Estimated completion is August/September 2026. Plant your roots at 209 Saratoga Lane in Elizabethtown, Kentucky—a gorgeous new home located in the Cowley Farms community. The Bellamy floor plan is a thoughtfully designed two-story home offering 4 spacious bedrooms, 2.5 bathrooms, and a 2-car attached garage. Designed with modern living in mind, the open-concept layout creates a seamless connection between the kitchen, dining, and main living spaces. Durable LVP flooring extends throughout the foyer, flex room, great room, kitchen, and bathrooms. A dedicated flex room on the main level offers endless possibilities to fit your lifestyle. Whether you envision a home office, study, playroom, or additional sitting area, this versatile space adapts to your needs. At the heart of the home, the beautifully appointed kitchen features stone-gray shaker-style cabinetry with soft-close doors, quartz countertops, stainless steel appliances, a spacious pantry, and a large center island with seating for the perfect gathering space. Upstairs, the oversized primary suite serves as a relaxing private retreat, complete with an ensuite bathroom featuring a double bowl vanity, stand-alone shower, private water closet, and a generous walk-in closet. Three additional bedrooms and a conveniently located upstairs laundry room complete the second level. Contact us today to schedule your private tour. Decorated interior photos and virtual tour are representative of the floor plan only and may vary as built.

Single Family

  • Price
  • $ 315,900
  • City
  • Elizabethtown
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HARDIN
  • Half Bathrooms
  • 1
  • Area
  • NW Hardin
  • Lot Size
  • 0.26 Acres
  • Zip
  • 42701
  • Sqr Footage
  • 2,053
  • Year Built
  • 2026
  • Style
  • 2 Story
  • MLS#
  • 2602528
Listed By: DRH Realty of Kentucky LLC
Data Source: Heart of Kentucky MLS (HKMLS)

Features

General

Water Public
Sewer Public
Heating Central
Other Rooms Study
REO No
Subdivision Cowley Farms
Water Heater Electric
County Hardin
Class Residential/Farm
Type Single Family
New Construction Y/N Yes
Associated Document Count 3
Status Active
Sale/Rent For Sale
Auction Y/N No
Docs on File Builder Warranty,Deed Restrictions,Floor Plan
HOA Fee Includes None
Directions From KY-313 N Joe Prather Hwy. Turn Left onto 31W. Turn right onto Hibbs Ln. Turn left on to S Wilson Rd. Turn right onto Cowley Crossing Ln. Turn right onto Saratoga Ln.
City Elizabethtown
Fees Association
Originating MLS HKAR
Year Built 2026

Interior Features

Kitchen Dishwasher,Disposal,Microwave,Pantry,Range Electric,Refrigerator,Solid Surface Counter Top
Basement None
Total Baths 3
Floors Carpet,Vinyl,Other-See Remarks
Interior Features Attic Access Only
Walls Dry Wall
Utility Room Hallway
Full Baths 2
Basement Y/N No
Air Conditioning Central Air
SqFt Source Builder
Partial Baths 1

Exterior Features

Garage Spaces 2
Foundation Slab
Lot Size Area 0.26
Price Per Acre 1215000
Exterior Features Covered Front Porch
Roofing Dimensional,Shingles
Fence None
Garage/Carport Garage Attached,Front Entry
Acreage Source Plat

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/18/2026 Listed $324,504
6/26/2026 1% - $323,900
7/29/2026 2% - $320,600
8/28/2026 1% - $318,900
9/4/2026 2% - $314,900

Property vs Zip Code Average in 42701

Price
AVG $430K
$320K
Year Built
AVG 1997
2026
Visits
AVG 10
31
Data Provided by Inside Real Estate®

209 Saratoga Ln Elizabethtown, KY is a Single Family Home for sale at $315900 with 2053 sqft and a lot size of 0.26 Acres Acre(s). 209 Saratoga Ln Elizabethtown has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 42701 which is in Elizabethtown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.