243 Armes Payne Lane

Hardinsburg, KY
$ 325,000 Beds 3 Baths 2 Sq 1,544
Monthly Estimate* How much can I afford?

Welcome to 243 Armes Payne Rd. in Hardinsburg, Kentucky, where the convenience of being close to town meets the space and relaxed feel of country living. This well-designed 3-bedroom, 2-bath home offers comfortable one-level living with additional space and storage throughout. Step inside to a bright, inviting kitchen and dining area featuring plenty of room for everyday meals, entertaining, and gathering. A convenient pantry closet provides additional kitchen storage, while the dedicated laundry room helps keep household tasks organized and out of sight. Just steps from the kitchen, enjoy the added bonus of a covered porch, an inviting spot for morning coffee, evening conversations, outdoor dining, or simply relaxing and enjoying the surroundings in a comfortable, shaded setting. The full unfinished basement offers exceptional flexibility for storage, hobbies, a workshop, home gym, recreation space, or future finished living area. An attached 2-car garage provides convenient everyday parking and storage. Outside, the property truly stands out with an additional detached shop/garage—ideal for hobbies, woodworking, vehicle projects, equipment storage, or anyone needing extra workspace. The shop also includes a covered open-air storage area, providing even more room for lawn equipment, recreational gear, tools, or outdoor projects. The fenced backyard adds another valuable feature, offering a defined outdoor space for pets, play, gardening, relaxing, or entertaining. Located in Hardinsburg, KY, this property combines residential comfort, garage and workshop space, basement storage, covered outdoor living, and a country-style setting while remaining convenient to local shopping, dining, schools, services, and everyday amenities. If you have been searching for a 3-bedroom home in Hardinsburg with 2 bathrooms, a full basement, attached garage, detached workshop, fenced backyard, covered porch, pantry, dedicated laundry room, extra storage, and convenient access to town, 243 Armes Payne Rd. deserves a closer look.

Single Family

  • Price
  • $ 325,000
  • City
  • Hardinsburg
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • BRECKINRIDGE
  • Half Bathrooms
  • 0
  • Area
  • Breckinridge County
  • Lot Size
  • 0.7 Acres
  • Zip
  • 40143
  • Sqr Footage
  • 1,544
  • Year Built
  • 2010
  • Style
  • Ranch
  • MLS#
  • 2603849
Listed By: EXIT REALTY HOME FRONT
Data Source: Heart of Kentucky MLS (HKMLS)

Features

General

Water City,Public
Sewer Septic
Heating Heat Pump
Other Rooms None
REO No
Subdivision Countryside
Water Heater Electric
County Breckinridge
Class Residential/Farm
Type Single Family
Associated Document Count 1
Status Active
Sale/Rent For Sale
Auction Y/N No
Docs on File Seller Disclosure
Directions Take Hwy 60 to Hardinsburg,turn onto Hooks Rd.,Turn Right onto Armes Payne Rd.,House is on the left. (NOTE: for some reason most gps gives this road as L Tucker Road but to our knowledge it has nev
City Hardinsburg
Middle School Breckinridge County
Originating MLS HKAR
High School Breckinridge County
Year Built 2010
Elementary School Hardinsburg

Interior Features

Kitchen Dishwasher,Microwave,Range/Oven,Range Electric,Refrigerator
Basement Unfinished,Walk Up
Total Baths 2
Floors Hardwood,Laminate,Tile
Interior Features Bookshelves
Utility Room Laundry Room
Full Baths 2
Basement Y/N Yes
Air Conditioning Heat Pump
SqFt Source List Agent

Exterior Features

Garage Spaces 3
Foundation Poured Concrete
Lot Size Area 0.7
Price Per Acre 464286
Exterior Features Out Building,Workshop,Covered Deck,Exterior Lights,Landscaping,Other-See Remarks,Playhouse
Roofing Shingles
Fence Backyard Fence,Woven Wire
Garage/Carport Garage Attached,Garage Detached,Front Entry,Side Entry
Acreage Source PVA

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hardinsburg Elementary School
Middle School Breckinridge County Middle School
High School Breckinridge County High School

Price History

9/14/2026 Listed $325,000

Property vs Zip Code Average in 40143

Price
AVG $310K
$330K
Year Built
AVG 1996
2010

243 Armes Payne Lane Hardinsburg, KY is a Single Family Home for sale at $325000 with 1544 sqft and a lot size of 0.7 Acres Acre(s). 243 Armes Payne Lane Hardinsburg has 3 bedrooms, 2 baths and was built in 2010. The property's zip code is 40143 which is in Hardinsburg, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.