206 Valley Terrace

Irvington, KY
$ 310,000 Beds 3 Baths 1 Sq 1,100
Monthly Estimate* How much can I afford?

Welcome home to this move-in ready 3 bedroom, 1 bath ranch in the Valley Terrace Subdivision. Conveniently located for commuting throughout north-central Kentucky, this home offers easy access to Brandenburg, Nucor, Fort Knox, Elizabethtown, Louisville, and Owensboro. Inside, you'll find updated windows and flooring throughout, along with a beautifully remodeled kitchen featuring crisp white cabinetry, tall upper cabinets, a floor-to-ceiling pantry cabinet, black countertops and hardware, and stainless steel appliances. The layout is comfortable and practical, with plenty of space to settle in and make it your own. The home sits nicely in the center of the lot, providing both a spacious front yard and backyard. Enjoy the covered front porch or relax on the newer back deck. An attached one-car garage adds everyday convenience, while the full unfinished basement provides abundant storage, hobby space, and a dedicated laundry area tucked neatly into the corner. With its updated interior, functional outdoor space, and convenient location, this Valley Terrace ranch is ready for its next owner. Bring your boxes and make yourself at home.

Single Family

  • Price
  • $ 310,000
  • City
  • Irvington
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • BRECKINRIDGE
  • Half Bathrooms
  • 0
  • Area
  • Breckinridge County
  • Lot Size
  • 0.33 Acres
  • Zip
  • 40146
  • Sqr Footage
  • 1,100
  • Year Built
  • 1950
  • Style
  • Ranch
  • MLS#
  • 2603532
Listed By: SCHULER BAUER REAL ESTATE SERVICES ERA POWERED - BRANDENBURG
Data Source: Heart of Kentucky MLS (HKMLS)

Features

General

Water City
Sewer City
Heating Forced Air
Other Rooms None
REO No
Subdivision Valley Terrace
Water Heater Natural Gas
County Breckinridge
Class Residential/Farm
Type Single Family
New Construction Y/N No
Associated Document Count 2
Status Active
Sale/Rent For Sale
Auction Y/N No
Docs on File Lead Based Paint Disc.,Seller Disclosure
HOA Fee Includes None
Directions Head into Irvington Westbound on Hwy 60,Home is on the Left.
City Irvington
Middle School Breckinridge County
Fees None
Originating MLS HKAR
High School Breckinridge County
Year Built 1950
Elementary School Irvington

Interior Features

Kitchen Microwave,Range/Oven,Range Gas,Refrigerator,Self-Cleaning Oven
Basement Full,Unfinished,Walk Up
Total Baths 1
Floors Carpet,Laminate
Interior Features None
Walls Dry Wall
Utility Room Other-See Remarks
Full Baths 1
Basement Y/N Yes
Air Conditioning Central Air
SqFt Source PVA

Exterior Features

Garage Spaces 1
Foundation Block
Lot Size Area 0.33
Price Per Acre 939394
Exterior Features Covered Front Porch,Deck,Mature Trees
Roofing Shingles
Fence None
Garage/Carport Garage Attached,Front Entry
Water Features None
Acreage Source PVA

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elizabethtown, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Irvington Elementary School
Middle School Breckinridge County Middle School
High School Breckinridge County High School

Price History

8/20/2026 Listed $310,000

Property vs Zip Code Average in 40146

Price
AVG $250K
$310K
Year Built
AVG 1995
1950
Visits
AVG 1
3
Data Provided by Inside Real Estate®

206 Valley Terrace Irvington, KY is a Single Family Home for sale at $310000 with 1100 sqft and a lot size of 0.33 Acres Acre(s). 206 Valley Terrace Irvington has 3 bedrooms, 1 baths and was built in 1950. The property's zip code is 40146 which is in Irvington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.